A federal law called the Fair Debt Collection Practices Act (FDCPA) protects consumers from predatory collection practices. The statute is intended to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection and to provide consumers with a means for disputing inaccurate debt information. The FDCPA is sometimes used in conjunction with the Fair Credit Reporting Act (FCRA), which regulates the collection, dissemination and use of consumer information, including credit information. The attorneys at the firm ofM. Cabrera & Associates, PC have a deep understanding of how these laws can protect you from debt collectors and can help you recover damages for illegal collection tactics.